Connect your accounts
Pip reads account and transaction data so the daily number is based on what is really happening.
Meet Pip
The number your bank won't show you.
Pip is a cute daily money companion that shows what's actually okay to use today. No budget. No dashboard. Just one number.
Spendable Cash Today
$84
That's your room for today after bills and savings.
Ask Pip
Why did today's number change?
Your bank balance is not your spending number.
Your bank app shows the pile of money. It does not show what bills, savings, and recent spending have already claimed.
Pip gives you the number that matters today. Open Pip. See today's number. Spend around it. Move on.
How it works
Three steps. One daily signal.
Pick a cushion
Protect savings first, then let Pip hold back bills, recent spending pressure, and uneven timing.
Check one number
Open Pip, see Spendable Cash Today, ask for detail only when you want it, and move on.
A little money companion that checks the math for you.
Pip is not here to lecture you. Pip gives you one calm number every day, then lets you ask for details only when you want them.
No spreadsheet energy.
No categories to maintain. No charts to decode. Pip learns your pattern and gives you one number.
Trust boundaries in plain English.
Pip uses read-only account data. It cannot move your money. You can ask Pip to delete stored financial data before leaving the beta.
Read security detailsRead-only account connection
No money movement
Provider credentials stay server-side
Delete-data path before leaving beta
Questions people ask first.
What is Spendable Cash Today?
It is Pip's daily spending signal: the amount that is actually okay to use today after bills, savings cushion, and recent spending pressure are considered.
Is Pip a budget app?
No. Pip does not ask you to maintain categories, decode charts, or manage a spreadsheet. The default experience is one number and a simple chat input.
Does Pip move my money?
No. Pip is a read-only insight layer for the beta. It does not initiate payments or transfers.
Why is my bank balance different?
Your bank balance shows what exists. Pip tries to show what remains usable today after money that is already spoken for is held back.
Is Pip in the App Store?
Not yet. App Store and Google Play versions are planned later. Beta testers can try Pip on the web first.
Stop guessing from your bank balance.
App Store and Google Play versions are coming. Beta testers can try Pip on the web first.